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Mainland China policy record
Finding: 6 cards' official pages exclude mainland China residents explicitly or via country lists, Bitget Wallet Card's two official pages contradict each other, and the rest don't say.
What we checked
Method: we open the relevant pages on the issuer's website and help center and note the original wording item by item; when fetching fails or content is rendered by scripts, we open the page directly in a browser and read it again; human-verification challenges are never bypassed and are recorded as unreadable. Every entry keeps its official source URL and check date, and third-party sites are only used to find official pages, never as evidence.
| Date | Subject | Finding | Official source |
|---|---|---|---|
| 2026-11-10 | RedotPay | Official "Card Issuance Restrictions" page: residents of the listed regions cannot apply for virtual or physical cards and cannot use them as billing addresses; document types not listed on the pages read | helpcenter.redotpay.com |
| 2026-11-10 | ether.fi Cash | Accepts passport, national ID card or driver's licence plus a liveness check; officially, jurisdictions not on the list cannot apply for virtual or physical cards; Hong Kong, Taiwan, Singapore, Japan, South Korea and Malaysia are listed; review takes about 48 hours | help.ether.fi |
| 2026-11-10 | MetaMask Card | Official: KYC plus proof of residency required; eligible countries are many European countries, the UK, Canada, several Latin American countries, Bahrain, Oman, etc.; mainland China is not on the list; document types not specified | support.metamask.io |
| 2026-11-10 | Nexo Card | Official: only for citizens and residents of selected European countries (including the EEA and UK), with an identity document issued in the EEA, UK or another eligible European country | nexo.com |
| 2026-11-10 | UUPAY | Upload valid ID photos and complete a liveness check, plus a personal declaration if required; accepted IDs vary by region (official example: passport or ID card for Hong Kong); ID must be valid for at least 3 more months; one identity per account; restrictions are judged by the ID's issuing country | help.uupay.com |
| 2026-11-10 | Bleap | Official eligibility page: users residing outside the EEA or Switzerland cannot get a card; Italian and Spanish residents may not have access yet; 18+ with KYC, usually under 5 minutes; the homepage separately says it is available in Mexico and Brazil, which conflicts with the eligibility page | help.bleap.finance |
| 2026-11-10 | Bitget Wallet Card | Officially just online identity verification, usually about a minute; the two official region lists conflict: the card page's Asia Pacific list includes "mainland China", the 2026-07-31 support article's list does not; physical cards currently in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines | web3.bitget.com |
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Three ways cards exclude mainland China
Of the 22 cards we track, 6 exclude mainland China residents on their official pages, explicitly or via country lists, in three ways:
- Named on a restricted list: RedotPay's card-issuance restrictions article lists mainland China among 40-plus ineligible countries and regions; UUPAY's list goes by document issuing country, with "CN Mainland China" in both the virtual and physical columns.
- Allow-list without mainland China: ether.fi Cash and MetaMask Card only open to listed countries, and mainland China isn't listed; ether.fi states that unlisted jurisdictions can't apply for either card.
- Restricted by residence region: Nexo is only for citizens and residents of selected European countries; Bleap says anyone living outside the EEA and Switzerland can't get a card regardless of nationality.
Contradictions and silence
Bitget Wallet Card was the only self-contradiction we found: its card page's Asia Pacific list includes "mainland China", while the 2026-07-31 official support article's list doesn't. The review notes the conflict.
The official pages of the other 15 active cards (VMCardio, PokePay, Bybit Card, KAST, UPay, KripiCard, ExCards, PhotonPay, Crypto.com Visa Card, Bitget Wallet Card, OKX Card, Wirex, Tevau, Binance Card, PST.NET) don't mention mainland China. Silence isn't eligibility; most issuers decide by residence and reserve the right to decline.
What readers should do
- Start with the KYC policy table and rule out the cards above.
- For any card you're unsure about, get written confirmation from official support and top up only after approval.
- Go by where you actually live; never borrow someone else's documents or proof of address — it breaches issuer terms and can get funds frozen.
Related reviews
- RedotPay: Transparent fees, but mainland China is on the official restricted list — check your residence first.
- ether.fi Cash: The most transparent document policy of the group, but only open to listed jurisdictions.
- MetaMask Card: Strongest self-custody story, but the regional bar is high and most Chinese-speaking users cannot apply.
- Nexo Card: A low-cost option for Europeans; not available to anyone else.
More records
- DuPay shutdown: what we found and how we handled it
- Bitget's exchange card closes to new applicants, replaced by Bitget Wallet Card
- Gnosis Pay and Cypher shutdown timelines, and why candidates were dropped
- When an issuer's own official pages contradict each other
- Third-party leads checked against official pages
FAQ
Which U-cards officially exclude mainland China?
Per our checks, the official pages of RedotPay, ether.fi Cash, MetaMask Card, Nexo Card, UUPAY, Bleap exclude mainland China residents explicitly or via country lists.
Does UUPAY go by nationality or residence?
UUPAY's official restricted list goes by the document's issuing country; documents issued in mainland China can't be used for virtual or physical cards.
Can I apply for cards that don't mention mainland China?
Unclear. Not mentioning it doesn't mean you can apply; confirm with the issuer in writing first.