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U-card shutdowns and dropped candidates

What we checked

Method: we open the relevant pages on the issuer's website and help center and note the original wording item by item; when fetching fails or content is rendered by scripts, we open the page directly in a browser and read it again; human-verification challenges are never bypassed and are recorded as unreadable. Every entry keeps its official source URL and check date, and third-party sites are only used to find official pages, never as evidence.

The two shutdown timelines

Cypher Card: the website says services ended after its acquisition by Nium. Loading, new applications and issuance stopped on 2026-07-08; the homepage says all cards were cancelled on 2026-08-08; the platform shut on 2026-09-06, with 60 days of transitional support via support@cypherhq.io. The official termination notice instead says cards deactivate on the service end date, conflicting with the homepage. When we checked, the homepage countdown was frozen at "31 days remaining", so the page hadn't been updated after the shutdown.

Gnosis Pay: a formal notice on 2026-09-21 says the card and web app stop at 23:59 UTC on 2026-12-20 as the company focuses on enterprise card programs; general support runs to 2027-06-18 and refunds, disputes and chargebacks to 2028-06-12. Cards will continue only through partner apps under new terms, eligibility, fees and rewards. The help center had already been renamed "Gnosis Pay (legacy)".

What readers should do

1. Gnosis Pay users should spend or move their balance before 2026-12-20 and switch subscriptions and recurring charges to another card.
2. Cypher users with unresolved balances should contact only the officially published email.
3. When choosing a card, treat "is the website still being updated" as a criterion: a help center left unchanged for a long time or a frozen countdown is a warning sign.

What we will re-check next

• Whether Gnosis Pay updates its partner-app list and new terms around 2026-12-20.
• Whether Coinbase Card's help center becomes reachable and whether it expands beyond the US.
• Whether Fiat24's card docs change to an available status with fees and regions.

Related reviews

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• PST.NET: Full feature set for ad teams with zero transaction and decline fees, but a monthly fee per card.

More records

• DuPay shutdown: what we found and how we handled it
• Bitget's exchange card closes to new applicants, replaced by Bitget Wallet Card
• How cards exclude mainland China: official wording and contradictions
• When an issuer's own official pages contradict each other
• Third-party leads checked against official pages

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