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OKX Card review

OKX
VirtualPhysicalVisaMastercard
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OKX Card is a debit card from the OKX exchange. This page uses the Singapore card: it is issued by OKX SG Pte Ltd, a Major Payment Institution licensed by the Monetary Authority of Singapore, runs on Visa, pays directly with USDC, USDT or USDG, and supports Apple Pay and Google Pay.

Pros

  • Issued by a MAS-licensed payment institution in Singapore
  • Officially no transaction or FX fees
  • Pay directly with USDC, USDT or USDG
  • Works with Apple Pay and Google Pay

Cons

  • Two limits FAQs disagree
  • Cashback only for accredited investors
—Issuance
≥0.1%Total cost
0%FX fee
—Daily limit
Verdict: Very low published spending cost (0.1% spread on USDT), but eligibility can only be checked inside the app.

Card overview

Fees

Spend / conversion
0.1%
FX fee
0%

Limits

Bulk issuing
Not supported

Card info

Network
Visa, Mastercard
Issuer
OKX SG Pte Ltd (Major Payment Institution licensed by the Monetary Authority of Singapore)
Licences
OKX SG Pte Ltd: MAS Major Payment Institution
Website
www.okx.com

Funding

Assets
USDC, USDT, USDG
Arrival
Debited directly from your OKX Pay balance

Officially no transaction or FX fees when using the card; a 0.1% market conversion spread applies to payments with USDT (and to USDC/G only for SGD payments), which is what spend_pct records; non-SGD/USD payments use Visa's rate with its built-in spread

Officially no fixed daily or per-transaction limit while the OKX Pay balance covers the payment, though risk controls may decline unusual spending; another FAQ describes default per-transaction and daily limits settable from 1 USD up to the regional maximum

Data basis: Singapore card (Visa debit)

KYC requirements

Officially the OKX Card is only available in select regions — if it doesn't appear in the app, it isn't available in yours

www.okx.com · 2026-11-10

The official FAQ says no transaction or FX fees are charged for card use; paying with USDT carries a 0.1% market conversion spread, and non-SGD/USD payments settle at Visa's rate with its built-in spread — so on published items it is one of the cheapest cards to spend with in our dataset.

What 1,000 USDT buys

Open one virtual card, top up 1000 USDT once (1 USDT = 1 USD) and spend it over 10 purchases; spendable amounts at USD and non-USD merchants, on-chain gas excluded.

① Issuance fee: 0.00 USD
② Top-up fee: 1000 × 0% = 0.00 USD
③ Card balance: 1000 − 0.00 − 0.00 = 1,000.00 USD
④ Spendable at a USD merchant: 1,000.00 ÷ (1 + 0.1%) = 999.00 USD
⑤ Spendable at a non-USD merchant: 1,000.00 ÷ [(1 + 0.1%) × (1 + 0%)] = 999.00 USD
Total cost: USD merchant 0.10% / non-USD merchant 0.10%

Who it suits

Suits: Individuals in supported regions who already use OKX

Not for: Anyone needing region eligibility confirmed in advance; ad teams

Checklist before you apply

  1. Check your residence: Confirm in writing with support that your residence is supported.
  2. Prepare documents: ask first whether your document type is accepted.
  3. Check the live fee preview in the app before opening.
  4. Use the right network: it must match the deposit page when withdrawing from an exchange.
  5. Start small: top up only enough for one purchase first, and confirm arrival, charges and refunds work before adding more.

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FAQ

Can mainland China residents apply for OKX Card?

Officially the OKX Card is only available in select regions — if it doesn't appear in the app, it isn't available in yours Confirm with official support before applying.

How much does it cost to open a OKX Card card?

Virtual card issuance —, physical card —, monthly fee —.

Can OKX Card be used for Meta / Google / TikTok ads?

The issuer makes no specific statement on ad platforms; prefer a card that officially supports ad payments.

How much can I actually spend from 1,000 USDT on OKX Card?

On official fees, about 999.00 USD at a USD merchant and 999.00 USD at a non-USD merchant (upper bound).

How can I top up OKX Card?

assets: USDC, USDT, USDG.

Affiliate linkOpen a OKX Card card

Checked 2026-11-10 · www.okx.com

A U-card is only for passing payments through: top up only what you will spend, and never keep a large balance on the card.