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PokePay review

PokePay Technology Co., Ltd.
VirtualPhysicalVisaPassport
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PokePay is operated by PokePay Technology Co., Ltd. Its website lists MSB registration numbers with Canada's FINTRAC and Ontario, plus a Polish VASP registration. It offers both virtual and physical cards; the FAQ says physical cards take 10–30 working days to arrive and support ATM withdrawals.

Pros

  • Publishes 0 monthly fee, 0% cross-border fee and no micro-transaction fee
  • Supports 3DS
  • Both virtual and physical cards (physical supports ATM)
  • Lists MSB / VASP registration numbers

Cons

  • Website notice says content is for Hong Kong residents only
5 USDIssuance
≥0.5%Total cost
0%FX fee
—Daily limit
Verdict: Very low spending-side fees (0 monthly, 0% cross-border); check the top-up fee in the app before opening.

Card overview

Fees

Virtual issuance
5 USD
Monthly fee
0 USD
Spend / conversion
0%
FX fee
0%

Card info

Network
Visa
Licences
Canada FINTRAC MSB M24040069; Ontario MSB 1551116-0; Poland VASP RDWW-1657 (POKEPAY TECHNOLOGY SP. Z O.O.)
3DS
✓ Supported
Website
pokepay.cc

Funding

Assets
USDT, USDC, BTC, ETH
Arrival
Usually about 15 minutes; contact support if not credited after 30 minutes

Issuance stated as "as low as 5U"; website states 0 monthly / 0 annual fees, no micro-transaction fees and 0% cross-border fee

FAQ: current daily limit 100,000 HKD, minimum single transaction 0.1 HKD

KYC requirements

Documents and regions

Passport
✓ Accepted

FAQ: complete KYC to activate the card, with the name entered in English as on your passport

pokepay.cc · 2026-11-10

PokePay's published spending-side fees are among the lowest in our dataset: the website states 0 monthly fee, 0 annual fee, no micro-transaction fee, a 0% cross-border fee and issuance "as low as 5U". The website also shows a notice that its content is intended for Hong Kong residents, so check that your residence is served before applying.

What 1,000 USDT buys

Open one virtual card, top up 1000 USDT once (1 USDT = 1 USD) and spend it over 10 purchases; spendable amounts at USD and non-USD merchants, on-chain gas excluded.

① Issuance fee: 5.00 USD
② Top-up fee: 1000 × 0% = 0.00 USD
③ Card balance: 1000 − 5.00 − 0.00 = 995.00 USD
④ Spendable at a USD merchant: 995.00 ÷ (1 + 0%) = 995.00 USD
⑤ Spendable at a non-USD merchant: 995.00 ÷ [(1 + 0%) × (1 + 0%)] = 995.00 USD
Total cost: USD merchant 0.50% / non-USD merchant 0.50%

Who it suits

Suits: Passport holders using the card mainly for subscriptions and online shopping

Not for: Ad teams that need official confirmation of ad-platform behaviour

Checklist before you apply

  1. Check your residence: Confirm in writing with support that your residence is supported.
  2. Prepare documents: Passport.
  3. Check the live fee preview in the app before opening.
  4. Use the right network: it must match the deposit page when withdrawing from an exchange.
  5. Start small: top up only enough for one purchase first, and confirm arrival, charges and refunds work before adding more.

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Head-to-head: RedotPay vs PokePay.

Related records: Third-party leads checked against official pages.

FAQ

Can mainland China residents apply for PokePay?

FAQ: complete KYC to activate the card, with the name entered in English as on your passport Confirm with official support before applying.

How much does it cost to open a PokePay card?

Virtual card issuance 5 USD, physical card —, monthly fee 0 USD.

Can PokePay be used for Meta / Google / TikTok ads?

The issuer makes no specific statement on ad platforms; prefer a card that officially supports ad payments.

How much can I actually spend from 1,000 USDT on PokePay?

On official fees, about 995.00 USD at a USD merchant and 995.00 USD at a non-USD merchant (upper bound).

How can I top up PokePay?

assets: USDT, USDC, BTC, ETH.

Affiliate linkOpen a PokePay card

Checked 2026-11-10 · pokepay.cc

A U-card is only for passing payments through: top up only what you will spend, and never keep a large balance on the card.